HSBC Holiday Insurance

HSBC holiday insurance offers travel insurance coverage for different destinations worldwide. It offers a wide range of services and other insurance products that you can buy if you are a frequent traveler and if you are looking for some peace of mind while you are away from home.

How to buy HSBC Travel Insurance

Oftentimes people get confused prior to buying a travel insurance plan. This is because the basic plan may not cover all types of losses. You will have to buy add-ons also called riders in few cases.

Assess your needs before buying a policy, whether you should opt for Single-Trip Travel Insurance or Multi-Trip Travel Insurance. So, the best way is to-

Make a list of your requirement
Decide upon the minimum coverage
Settle for add-ons (if you want any)
Browse through the different options available
Compare rates and premium amount
Decide the mode of payment
Finally buy the insurance product

If you are not confident enough you can seek assistance of an insurance agent. But remember it is always better to buy insurance directly. In this way you can avoid paying commission to the insurance agent.

Types of HSBC Holiday Insurance plan

Single Trip Travel Insurance, You will also find HSBC Advance Travel Insurance. Some of the features of these plans are mentioned below.

HSBC Single Trip

The Single Trip plan covers travel to destinations worldwide. The Underwriter is Aviva Insurance UL Limited. The maximum duration of the trip it covers is 120 days. Medical coverage includes-

Medical screening
Medical expenses
Maximum hospitalization benefit
Daily hospitalization benefit
Dental emergency
Accidental death
Funeral costs overseas
Remains transportation
Accidental disablement

Other types of losses this policy will cover include –

Money claim
Loss of cash cover
Loss of driving license
Loss of passport cover
Emergency cash advance
Mugging cover
Hijack
Legal expenses

However, the plan will not cover the following losses –

Daily Ski Hire
Hired equipment
Loss of ski pass
Ski pack

As far as covering losses involving personal belongings and baggage is concerned, the following are covered –

Single Item Baggage
Missed Departure
Kennel Fees
Baggage Valuables
Wear and Tear for Baggage claims

In addition to the coverage mentioned above, you will also enjoy coverage for personal liability, pre-travel services, emergency assistance, coverage for travel abandonment, and cancellation or curtailment coverage.

HSBC Holiday Insurance-Advance Account Travel

This travel insurance is an annual coverage plan. It covers all of Europe and offers worldwide coverage. However, Australia is not included in the plan. It covers winter sports and cruise trips. You can also get your business travel insurance included in this plan. The coverage is for a maximum period of 31days and persons not above the age of 69 years can be covered under this plan. Financial losses, medical expenses, loss of baggage coverage, and winter sport coverage are also included in this plan.


Annual Multi Trip Travel Insurance for 31 days, 45 days, 60 days, and 90 days plans are also offered by HSBCS Holiday Insurance.

Latest Updated on 30/12/2010