Holiday Insurance in Spain

According to market research, Spain is a favorite holiday destination for tourists. Whether you are residing in Spain or planning a trip from Spain to any other country, don’t leave without buying holiday insurance in Spain. Travel-insurance-online.com, Columbus Direct, America Express Travel Insurance, Go Travel Insurance, and Intasure are few travel insurance companies that operate not only

in Spain but in other countries too. These companies are basically of international repute. Irrespective of the company you are buying the policy from, most of the companies offer basic coverage that includes few common features. They are listed below.

Basic features of travel Insurance in Spain

In the event of an emergency, the following will be covered by a basic travel insurance policy –

Compensation for financial loss in the event of legal issues
Medical casualties
Cancellation of holidays
Personal accidents

Holiday trips ranging from 3 days to 18 months are included. Few insurance providers will also offer coverage for winter sports activities like snowboarding and skiing.

How to choose travel insurance in Spain

Often travelers do not give much importance to holiday insurance but it can really save you when you are in dire needs of assistance while traveling abroad. But it is important to choose the right type of coverage. Never compromise on your safety.

Before buying a holiday insurance policy, make sure your plan includes 24 hour emergency assistance, sudden illness or injury, personal liability coverage in case you face legal action for injuring someone or causing damage to someone’s property. Other important things to remember while buying your insurance policy are –

What percentage of your loss will be covered by the policy
Maximum limit you can claim
Financial compensation in case the airline declares bankruptcy
Cancellation of flight or ferry

Types of holiday insurance in Spain

Although not all travel insurance provider will offer coverage for activities like skiing and adventure sports, you can compare rates offered by the insurance providers who offer this type of coverage. Backpackers insurance, ski insurance, and adventure insurance are the common ones.

Ski Insurance

Ski insurance policies offered by insurance providers in Spain will usually include snowmobiling, skiing, ice skating, and snowboarding. Coverage includes-

Off and on piste skiing
Medical emergency
Piste closure
Personal liability
Hired ski equipments and packs
Repatriation
Piste rescue

Few insurance providers will offer free ski insurance along with Annual Multi-trip plans.

Adventure Insurance

Prices for adventure insurance can be as low as 11 pounds. This is an ideal coverage for people traveling for longer periods. Coverage is provided for 18 months. The plan includes –

Free coverage for three bungee jumping activities
Over 50 adventure sports - white water rafting, jet skiing, snowboarding, and skiing

Backpacker Insurance

Backpacker holiday insurance can come to your rescue if you plan an extended stay at your holiday destination. The plan will cover emergencies related to–

Cave tubing
Canoeing
Bungee jumping (3 jumps)
Horse jumping
Kayaking
Mountain biking

There are several other activities that are included in the backpacker holiday insurance in Spain.

Latest Updated on 30/12/2010